Most family money isn't lost to bad investments.

It's lost because nothing was written down and nobody talked about it. This finds the one thing holding your family back — and tells you what to fix first.

No account. No email needed to see your result.

A real family, Stage 1 | gate to clear

Two dimensions sit below the gate. Both must clear it to reach Stage 2.

How the scoring works

Your stage is set by your weakest dimension, not your average.

A family with $200,000 and clean documents is in better shape than a family with $2,000,000 and no will. So this doesn't score how much you have — it scores whether it would survive the handover. You can score 89 and still sit at Stage 1, and that gap is the useful part.

STAGE 1

Exposed

Running on income alone. One shock — job loss, illness, death — changes the family's path permanently.

STAGE 2

Protected

You can absorb a shock without losing ground. But assets would still transfer by default rules, not by your intent.

STAGE 3

Structured

Documents are executed and money is compounding. The people who'll receive it aren't ready yet.

STAGE 4

Transferring

Wealth, knowledge and intent all move to the next generation on purpose. Maintained, never finished.

Question 1 of 12 Foundation

Pick the honest answer, not the flattering one.

Readiness · out of 100

Stage 1 — Exposed

Your six dimensions | gate to reach Stage 2

Your binding constraint

Transfer Mechanics

What comes next

Three actions, in order, for this dimension.

Not a list of thirty things. Three — sequenced, with owners and dates — because three finished beats twelve listed. They come with Kinfolio.

ACTION 01

Execute a will for each adult

If cost is the obstacle, start with a state-valid instrument and upgrade later — but do not stay at zero.

ACTION 02

Verify every beneficiary designation

These override your will. Checking them is free and takes an afternoon.

ACTION 03

Name a guardian and a backup

In writing, with both named people having actually agreed to it.

●●●

The actions are in Kinfolio

Your result names the constraint. Kinfolio tells you what to do about it — 31 sequenced actions, three surfacing at a time, with owners, dates and review reminders.

Send me a copy of my scores

Your result is on this page already — nothing is hidden behind the form. This just emails you a copy: your score by dimension, the gates you haven't cleared, and what your stage means, so you have something to compare against when you re-score next year.

Your scores only — the action plan comes with Kinfolio. Roughly one note a month after that, and you can leave any time.

Sent. Your scores should land within a minute — check spam if they don't.

Something went wrong sending that. Your scores are still on this page — try again in a moment.

Kinfolio · the family wealth ledger

The assessment tells you where you stand. Kinfolio is how you move.

Thirty-six questions instead of twelve, and everything the free version can't do: track the plan across years, run the family meeting, and re-score every dimension as it changes.

36-question assessment across all six dimensions
31 sequenced actions — three surface at a time, the rest queue behind them
Review dates, so finished items resurface before they go stale
Snapshot log with twenty years of re-scoring and a trend chart
A 60-minute family review agenda and conversation prompts
Plain-language glossary of every term in the estate documents

$9.99

One payment. Yours to keep and re‑use every year.

A ten-tab ledger. Works in Excel and Google Sheets.

Educational only — not legal, tax, or investment advice.